Aug 182015

Lest we forget the need for a strong military, with equally strong leadership. Let this be a reminder that we cannot and will not accept anything less…

Here is a video I produced several years ago that I post every year at this time. GRAPHIC FOOTAGE AND LANGUAGE. On…

Posted by Robert Surgenor on Wednesday, September 10, 2014

Aug 162015

In case you need it. The only reason, other than protection for lenders.

Sending the person who owes you the money to first tell you if they actually do owe… then, exactly how much or how little that amount is. Then take into consideration the largest mitigating factor in that equation.

Every dollar they pay you…is a dollar from their own profit.

We purchase insurance for one reason. To file a legitimate valid claim if the need arises. It is the only reason we spend our hard-earned money on it, unless otherwise required by lenders… or law. (Which makes the mitigating factor above all the more disturbing.)

We have found, on average, 100% of all Property and Casualty claims are underpaid by 100%….. Let that sink in. Oftentimes, that number is in the 1000 percentile. Numbers and cashed checks do not lie.

The more you know…


Cal Spoon