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Seems like a story straight out of a nightmare, and for most homeowners and business owners, that is not the half of it. As consumers, we purchase goods/services for our benefit, not for our detriment. When you take insurance on its face value, it is supposed to make you whole after a covered loss, provided […]
ASL victim faces Double Jeopardy from the last one you would expect… his Insurance Company.
It does not matter where the insurance comes from, or what type it is, or what you bought coverage for… #PropertyInsurance, #HealthInsurance, #AutoInsurance… this is the reality after filing a claim. A whole #system set up for one purpose… #profit. As a population, we allow ego and pride to lie ourselves. For instance: “I am […]
Water the Damn Tree! Christmas 2017 To Do List.
We help folks after a loss, any loss. It is especially disheartening to have to help someone on a loss that could have been prevented. Education is the main way we #ProtectTheInsured. Prevention is a major part of that. Go forth, have a Happy Thanksgiving, a Merry Christmas, and a Happy New Year. Cal Spoon […]
Make sure to click the sound. From our family to yours, Happy Halloween! On a serious note, don’t let your Insurers spook you out of hiring professional help with your Insurance Claim. Never forget, they are sending THEIR guy to tell You how little THEY owe YOU! As always, No Recovery, Absolutely […]
Texas new Insurance Law does not affect you… Unless…
The truth behind Texas’ new Insurance Law. The new law, otherwise known as “HB 1774”, or the “Blue Tarps Bill”, will only affect you if… you disagree with what your insurer says after a catastrophic loss, such as Hurricane Harvey. If your insurer comes rushing out, pays you everything you are owed, on their own, […]
Odessa, Texas Town Hall Meeting concerning restoration after the June 2017 Hail storm …
Facebook live video. Sometimes, you have to hear things for yourself… so there I was, listening to a local State Farm agent advise an insured on whether or not to hire a private adjuster, otherwise known as a PIA. Herein lies just a tidbit of information on that process, coupled with an apology The first […]
Is it okay for State Departments of Insurance to recommend against you? Hell No!
Justice misled, is Justice denied. There should never be a time when a state funded agency is recommending against using licensed professionals, unless those they are recommending against have done something specific, something wrong. This is just not the case. This article, Avoiding Scams After A Disaster provided by the self-proclaimed Insurance Information Institute. An “Official Sounding” […]
Is the Texas Senate Bought and Paid for by YOUR Insurer… Yes.
HB 1774 and SB 10, also known as #TheBlueTarp bills, and the Direct Correlation of HB 3293 also known as the Roofer Licensing Bill. For as long as we have had senators and special interests, we have had collusion between the two. One has money, the other has political power. Cal Spoon 05/17/2017 One may wonder, what in the world is […]
Insurers and Xactimate… One and the same.
Insurers and Xactimate… One and the same. Insurers and Xactimate… One and the same. When Xactimate says, “The painter normally removes electrical plates and light fixtures during their normal work process.” This is the painter’s idea… Why the painter makes $25.00 an hour and the electrician $77.00. No disrespect, just #trade specific. This is […]
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