Texas new Insurance Law does not affect you… Unless…
The truth behind Texas’ new Insurance Law. The new law, otherwise known as “HB 1774”, or the “Blue Tarps Bill”, will only affect you if… you disagree with what your insurer says after a catastrophic loss, such as Hurricane Harvey. If your insurer comes rushing out, pays you everything you are owed, on their own, […]
Hurricane Harvey Insurance Claims – What you don’t know can severely limit recovery.
Recently, our legislator’s found it within their own best interest to reduce the penalties insurers pay when they are caught dirty dealing on your insurance claim. Yes, you read that correctly. Not on a good day, but a day when they are caught, red handed. As a licensed Public Insurance Adjuster, I deal with […]
Odessa, Texas Town Hall Meeting concerning restoration after the June 2017 Hail storm …
Facebook live video. Sometimes, you have to hear things for yourself… so there I was, listening to a local State Farm agent advise an insured on whether or not to hire a private adjuster, otherwise known as a PIA. Herein lies just a tidbit of information on that process, coupled with an apology The first […]
Is it okay for State Departments of Insurance to recommend against you? Hell No!
Justice misled, is Justice denied. There should never be a time when a state funded agency is recommending against using licensed professionals, unless those they are recommending against have done something specific, something wrong. This is just not the case. This article, Avoiding Scams After A Disaster provided by the self-proclaimed Insurance Information Institute. An “Official Sounding” […]
Is the Texas Senate Bought and Paid for by YOUR Insurer… Yes.
HB 1774 and SB 10, also known as #TheBlueTarp bills, and the Direct Correlation of HB 3293 also known as the Roofer Licensing Bill. For as long as we have had senators and special interests, we have had collusion between the two. One has money, the other has political power. Cal Spoon 05/17/2017 One may wonder, what in the world is […]
Insurers and Xactimate… One and the same.
Insurers and Xactimate… One and the same. Insurers and Xactimate… One and the same. When Xactimate says, “The painter normally removes electrical plates and light fixtures during their normal work process.” This is the painter’s idea… Why the painter makes $25.00 an hour and the electrician $77.00. No disrespect, just #trade specific. This is […]
Flood in Texas no different than Flood in Sandy… Deny and Delay
Folks, this is what you face… alone. No way to #ProtectTheInsured Over 8 months, it’s Christmas… and this is what the insured homeowner is faced with. It is a mess, and I am certainly glad she found us. If you need us, we are here. No Recovery, Absolutely No Fee! We are the only ones who […]
Texas 2017 Legislative Session set for War before it even begins.
Folks, buckle up! It is going to be a bumpy ride for every single tax paying citizen, as well as insured, who pays premiums on ANY type of insurance. While our focus is on Property and Casualty, the actual model is for carriers is consistent throughout. I enjoyed an article from the Insurance Journal titled: […]
IBustInsurance.com – Insurance Claims, that is!
Property Owners/Managers Homeowners/Business Owners Insurance Claim Underpaid or maybe even Denied? This year alone, Texas and Oklahoma have seen some the worst catastrophic events known to man. Unfortunately, those catastrophes will eventually become claims, that will eventually be underpaid, on average, by a 100% of what was actually owed. After years of case study, […]
This should make a few heads spin. “If the entity pointing the finger at an entire state claims everyone is committing fraud, would that statement then hold true when speaking of that same entity? Does that ability allow immunity?” Yes, if you are Texas Mutual Insurance. I spent the better part of an hour […]
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