Insurance Claim Help

If you are happy with your insurance claim, I applaud your success, and would say that you are in the minority. Vast minority. Over 400 official complaints, (That have been accepted, there is a difference.) against State Farm alone, that would suggest that it is not an isolated problem. 

No, it is a "system-wide" flaw that was built as an actual "feature". A means to a predetermined end. 

Sound conspiratorial? Its not, it's just "Business 101".

Pay less, keep more. 

It really is that simple. And even easier for them to accomplish when they convinced you that you should let their guy come out and tell you if, and how much THEY owe YOU. That is a clear conflict of interest and infers, against all reason and logic, as well as documented history of litigation... that the insurance company is always going to honestly, properly pay a claim, of their own free accord, without guidance, direction, or oversight from anyone save themselves... That is pretty incredible, yet... here we are. Folks believe just that. 

We have done many large wildfires in the past, and have performed claims all over the lower US. From Florida to Texas, and now California, and nearly everything in between, for nearly 2 decades as Public Insurance Adjusters, and over a decade before that... actually doing the physical work in those places, after those same events.

We know the contract, we know the reconstruction process, we know the statutes that govern all of us, and exactly how it applies to you, and your loss. 

Our fee... 10%. If we do not recover a minimum of 20% in excess over the total claim, there is no fee at all. When we do recover in excess, it is 10% of the total claim. 

What do you tip your waiter?  

If you are having problems with ANY type of property claim, we can typically help. How can we help?

By starters, we take everyone out of the driver's seat who is not authorized.

Your insurance company was never authorized to drive your car, no matter what they claim.

You have a very real contract with them, called an insurance policy, that states something completely different. In the same place, it imposes stiff consequences to YOU, not them, if/when you fail.

You NOT performing actually lets them off the hook, which is why they promote it.

Would your friend or neighbor do that? Promote something to you that would harm you? That is precisely what has been done, for over 100 years.

Once we have corrected the captain, we go to the contract, for the first time, on your behalf. We look at that contract as was intended. Not what is most profitable for you or them, but what is right and legally owed under it, no matter how anyone feels. That is all any of us should want or expect. What we paid for, no more, no less. 

Are they just going to roll over... no. They did not build a whole system to protect that money in order to just turn around and "give it away". There is no such thing. Either they owe it, or they don't. There is no in between, no gray... that is why that contract is so important... it says all that. It protects you right now, in this very moment, and at no other. Once you have filed a claim. We have an answer for their fight as well, if necessary. Any successful process will include an answer. Not fast, not easy... but very effective.